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SIMPLY AMAZING!  At 41, I accomplished something I never thought was possible!  I became so inspired by Coach Berry that I achieved not only getting my health back but went on to enter competitions and won!  Read my story and become inspired...click here >>

Crusin' with a NEW Trim Body in 5 Weeks Time!

I am Sharon, 64 and very proud of it!  I am on my way to a new, fine turned, trim and toned body like I use to have.  Read my full story on how to achieve amazing results in just 5 weeks...>Click here

I got ENERGY to spare!

I am Melynda, a mother of 2 and a RN.  At 35 I was begining to feel the pressure of keeping up with my active children and demanding job.  While fullfilled and happy, I was always tired and short of feel well.  Working out with Coach changed all that.  Now, I have energy to spare and I can't stop smiling.  I am really, really happy!  Come see the Coach!   You can change your life, get shapely and feel great.  No need to feel tired or 'get old'.  Age is just a number around here.  We are the picture of youth!

This Month In Life
  • Saving Money
    Looking for ways to save money? Try these suggestions. A few dollars here and there can add up to thousands. Read >>
  • Need a Car? No Problem.
    Second to your home, your vehicle is likely the most valuable possession you own. Before you head to the dealership, get advice on how to choose the best car at the right price. Read >>
  • Creating Fun in the Sun
    If you need a little help planning a vacation that you’ll look back on with fond memories, take heart. With a little simple planning, you can help avoid potential headaches and bask in the glory of your fabulous vacation. Read >>
  • 5 Secrets to Better Sleep
    Since the quality of your day often depends on the quality of your sleep, getting good sleep regular is essential to performing well at work, home, and play. With so much depending on your ability to sleep, it’s important that you do what you can to increase your chances of deep, quality sleep. Read >>
Health and Fitness News
I hated smelly gyms, exercising and getting all sweaty. OMG! Dare to Be Fit change all that for me!

Julie46

Hi, I am Juile age 46.  I never like working out, getting all sweaty and I don't like gyms.  But since I became a member of Dare to Be Fit, all that has changed.  I am no longer on blood pressure medication.  I look and feel more energic and trim.  People are comlimenting me all the time on how much I have changed.  I smile a lot more because I feel so good.  Coach discovered the 'gym rat' in me and I am proud to say that I am in the best shape ever at 46 years old.  If you are serious about exercise and healthy choices, then Coach, Ray and Ty will lead you every step of the way.  Dare to Be Fit is like my very own personal training club.  

Thanks for keeping me smiling!

Julie

Yes, You Can Save Money

That’s right. Take the right steps and you can stop worrying about cash flow.

At the end of each month, you wonder where all the money went. If you’re like many people, your money is here today and gone tomorrow. It can be stressful trying to make ends meet, and many people have to decide each month what bill to pay. Is the mortgage more important than student loans? Yes. Is the credit card bill more important than electricity? No.

Wouldn’t it be nice to have some extra cash to put in savings or to get some much-needed home repairs done?

Looking for ways to save money? Try these suggestions. A few dollars here and there can add up to thousands.

Start with a Budget

The first step in saving money is to create a budget. Save all your receipts for a couple months or look at your bank statement to see what you’re spending your money on. Write down a list of all your expenses (food, shelter, utilities, transportation, entertainment, etc.), and then estimate how much you spend each month for each category.

A penny saved is a penny earned.
- Benjamin Franklin

With a written budget, you can see where your money is going. Maybe it will be obvious where you can cut back. Being able to have cable television or the newest iPhone and eating out multiple times a week are not essential. These are easy examples of areas in which you can save money. Other areas may not be as clear, so here are some practical ideas to help you save.

Cut on Food

Save dining out for special occasions. The price of eating at a restaurant can easily double and quadruple what you’d spend on a home-cooked meal. On the rare occasions you do eat out, avoid getting an appetizer and dessert. The entree should fill you up or even be enough to split. While you’re at it, order tap water rather than a soda or other beverage. Use a coupon if you have one. Have children? Get to a restaurant offering free meals for kids.

Save on your grocery bill each month buy making a list and sticking to it. Plan your meals for the week and only buy what you need. Don’t shop when you’re hungry or you’ll be tempted to buy whatever looks good at that moment. Buy generic or the store brand whenever possible, shop at discount grocery stores, and use coupons.

When heading to work, pack a lunch rather than eating out. To make it easier to pack your lunch, cook extra for dinner and divide the leftovers into individual containers to place in the freezer.

Cut on Clothing

As a rule, retail clothing is overpriced. Look for the same piece of clothing online for a cheaper price. Just beware of high shipping costs. Another great way to save on clothes is to buy at the end of the season. And then trade in clothes you no longer wear at consignment shops and get credit to shop for new-to-you clothes.

Cut on Cell Phone

For any service (cell phone, Internet, insurance, or cable) shop around and compare prices to find the best deal. Choose a cell phone plan that fits your lifestyle. Get enough minutes to cover the month with a few left over. You may find the plan you have is excessive, and you can save a bit by trimming it down.

Also, check your bill to make sure you’re not paying for unnecessary services such as insurance, old ring tones, or third party charges. Never pay for directory assistance. Instead, dial 1-800-FREE-411. Use online services to call internationally and use your landline to make calls whenever possible. If web access and mobile email aren’t absolutely necessary, get rid of them.

Cut Debit/Bank Fees

While ATMs are everywhere, save by only using your bank’s ATM. Additionally, create automatic withdrawals for your credit card bills so you won’t incur late fees. Keep tabs on your bank account to avoid payment overdrafts. Know the interest rate on your credit card. If it goes up, call the company to bring it back down. Credit card companies will often do whatever it takes to keep you as a customer. And when paying, always pay off the credit cards with the highest interest rates first.

Now that you know, stop sweating and start saving!